PagBank Online Loan _ See how to apply

PagBank is PagSeguro's digital wallet. With it, you have access to many financial services and can make your transactions safely and free of charge.

Read our article PagBank Digital Account and see how it works!

Among the services offered by this digital bank, we find the Online Loan PagBank. In fact, that is exactly what we will talk about today.

So, keep reading this article and see how it works and how to request yours.

Happy reading!

How does the PagBank Online Loan work?

This loan model is exclusive to those who are already PagSeguro customers, especially those who have the machine and make sales with it.

Need an urgent loan, but you are not part of this group? Meet the Cashme loan for people with bad credit.

A differential of the PagBank Online Loan, is that you can pay the installments with your sales.

The more sales you make with the machine, the faster you can pay off your loan installment and still get great discounts.

If by chance your sales do not go as planned and you do not sell enough to pay off your loan installment, you have up to 15 days to make the payment without additional interest.

It is worth noting that the seller must have been using PagSeguro for more than 6 months, because if the period is shorter, the credit will not be approved.

If you are an active customer, for example, you use the machine, credit card and have investments a lot, the chances of being approved are much greater.

Payment terms

You can request amounts above R$300.00. In addition, you can pay the amount in up to 24 installments, with the first installment starting to be paid 15 days after signing the contract.

Payment is made through your sales with the machine or online, as previously mentioned. The percentage to be discounted is defined at the time of contracting.

However, you can also pay via bank slip, but to do so, you must contact PagSeguro and request this type of payment.

The rate discounted from your sales to pay off the installments only applies to the month. Once the amount is reached, nothing else will be discounted, only in the next month.

You also get discounts on installments if you reach the amount before the due date.

If your financial situation improves and you want to pay off your loan or installments early, you can.

Just contact PagSeguro and request an advance on your payment. PagBank Online Loan.

Interest rates

This loan model also has reduced interest rates compared to other credit options.

In this case, it starts at 2.99%.

How to apply for a PagBank Online Loan?

Access your account and check if you already have pre-approved credit. If you already have it, simply choose one of the available offers and sign the contract.

Then, within 1 business day the amount will be available in your account.

However, if there are no pre-approved options, you can submit a request for review.

These analyses are done automatically and monthly, so you will always have options available, depending on your financial profile and relationship with PagSeguro.

So stay calm and wait!

Get all your questions answered about the PagBank Online Loan on the PagSeguro website.

Contact: 4003-1775

01452-002

Research source: https://pagseguro.uol.com.br/