Click Cred Credit: discover the options
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Click Cred is a banking correspondent, that is, it acts as a bridge between those who need credit and those who offer it.
So, its motto is “Good credit is credit without doubts”. Therefore, it always seeks to offer products with clarity and transparency.
In today's article we will learn about some of the products of Click Cred credit and how to request yours.
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Digital Payroll Loan
This line of credit is exclusive to INSS retirees and pensioners. With it, the applicant has a grace period of up to 120 days to start paying the first installment.
The amounts can be paid in 84 installments, in addition, the operation carried out with the bank is 100% digital.
To apply, you need to fill out a form on the Click Cred website. Once you've done that, a credit analysis will be performed using this information.
If everything is correct, you need to send the following documents via WhatsApp:
- ID with colored CPF;
- Monthly consumption bill;
- Proof of current account.
FGTS Anniversary Advance Withdrawal
This option of Click Cred credit is exclusive to workers who have a FGTS balance of at least R$410.00.
You can anticipate up to 5 years of Anniversary Withdrawal and the interest starts at 1.99% per month. The operation is direct with the bank and 100% digital.
One of the advantages of this credit model is that it accepts people whose names are on the defaulters' register.
Therefore, to make a request you will need the following documents:
- Photocopy of ID with CPF in color;
- Proof of the month in the applicant's name;
- Current account details (digital banks are not accepted, with the exception of Banco Pan and Btg).
- Cell phone with SMS and working camera.
Click here, fill out the registration form and send your request. You can also find out more about the advance payment on this page.
Click Cred Credit: Payroll Credit Card
THE payroll credit card There is no annual fee and the limit can be up to 1.6x your benefit.
Ah! It is worth noting that it is exclusive to INSS retirees and pensioners.
This makes the option more beneficial, because the interest rates are lower than on traditional cards.
Plus you still have an additional 5% margin and the trade is 100% digital.
Therefore, if you want to request yours, go to the website and look for this option. Click Cred credit.
Loan secured by vehicle
A loan secured by a vehicle is an advantageous option, as it has lower interest rates and longer repayment terms.
Certainly, with it you can make a dream or project come true more easily.
The limit can reach up to 90% of the vehicle's market value, from R$5 thousand to R$150.00 thousand.
As for interest rates, in this case, they are charged from 0.99% per month.
You can pay the amount in installments over 18 to 60 months depending on certain criteria.
To apply, contact Click Cred via the website and run a simulation.
Today, we highlight just a few of the products from Click Cred credit, but on the website you can still find other options.
Contact: (21) 9 8203-7333
Research source: https://clickcred.com.br/
