Finally… The fantastic Itaucard Click Card for You
I know you like credit cards with no annual fees.
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He doesn't like waiting in lines or paying monthly bank account fees.
Now, with so many options available in the market, regular banks have evolved
And they created their products to compete with the market.
Now, I'm going to talk about the new Itaucard Click Platinum card.
After all, what is Itaucard Click?
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You can have much more ease in tracking your expenses, in addition to having countless benefits with Itaucard Click.
It's very simple! Buy 1 and get 2 with the card's exclusive partnerships.
Whether at a restaurant, movie theater or in various stores throughout Brazil, you can even pay using the contactless payment system.
Mm-but how does Itaucard Click work?
If you spend more than R$100 on your bills, the annual fee is simply free. But if you don't spend all that, it will be R$$9.90 per month, totaling R$118.80.
The amount is automatically deducted from your monthly card statement when you do not reach this base amount.
You even have the option of choosing the Visa Platinum or Mastercard Platinum variant.
This Itaucard Click Platinum card is for those who have a monthly income of over one thousand reais per month, a very low value considered by the market, since “platinum's” are for much higher incomes.
How do I find out my limit?
It's very easy. You can send an SMS to the number 4828 and you will receive a free message informing you of your credit card limit that you can use for your purchases.
You just need to register the service in your checking account, via the internet. Type the term “SMS card” in the website’s search engines.
Scoring and Benefits Programs
It does not have a points program. This is the difference due to the exemption from the annual fee. But if you want benefits, you will be able to enjoy:
Bike Itau
Discounts on monthly, daily and annual plans from Bike Itaú, with 15% per month, 10% per day and 20% per year. In other words, pedal as much as you want for a lower price.
Cinemas and Partners
There are only 50% discounts in cinemas and at partners. Wow! Enjoy the small screen. There are also discounts at Itaú and theaters.
Some partners such as Magazine Luiza, Nike Shoes and Abasteça AI also offer exclusive discounts when paying with the Itaucard Click card. In addition to these, Kinoplex can track all your expenses directly from the app.
Emergency assessment fee
Let's assume that you have exceeded your credit limit. You will be charged a fee of R$$18.90 due to the approval process. Typically, interest rates for late payments are more than R$%8.90 per month. So be careful to avoid these extra charges.
Visa Platinum or Mastercard Platinum flags
The two brands, Visa and Mastercard, offer specific features that only each of the brands has, and when purchasing the card, you can choose either one.
When requesting the card, you select your preferred option and that's it! Here are some differences:
Visa Platinum
Price protection and purchase protection
Emergency medical insurance for international travel
Rental vehicle insurance
Travel assistance services
Emergency withdrawal
Extended warranty
Emergency card replacement
Free valet parking for restaurants and shopping malls
Mastercard Platinum
There is no extended warranty or purchase protection.
Mastercard Surpreenda – buy 1 and get 2
Is the Itaucard Platinum card worth having?
Apart from the brand variants, there is no points program. The Platinum variant is superior, that is, one of the most expensive cards on the market. However, anyone can apply for the card for R$2,000.
If you don't mind losing points to exchange for miles or partner shopping malls, you can use and abuse it. So, if you spend around R$600 per month on your card, there's no problem in losing your points.
But if you spend more than 2 or 3 thousand reais per month on the card, it is preferable that you opt for the card with points.
Itaú Contact: 3003-7377
05670-000
* Research Source: itau.com.br/cartoes/escolha/formulario/itaucard-click-visa-platinum.html
