Children's card: Next vs Inter

Next and Inter banks provide a digital account for minors with the right to a prepaid physical card.

Children's card: what are the benefits?

Somewhere on the planet, someone, upon reading the title of this article, must have wondered about the need for a children's card.

Next Joy

The digital bank Next is from Bradesco. It offers its customers a account digital for children.

To open an account at Next Joy, the person responsible must have one as well.

Download the Next app and register. Within 5 business days, they will send you an email approving your account.

In the meantime, the customer can now request a digital account for their dependent, as long as the minor has a CPF.

Once the account is approved, you must download your child's Next Joy app, this is where the magic happens.

In the app, there are many attractions for little ones, for example: missions for them to do, chosen by their parents.

In addition, there is a series of videos with well-known characters loved by children, teaching them how to understand and take better care of their money.

Furthermore, the app can also be decorated with the character that the child chooses. Among the available characters, we find: Mickey, Elsa and Anna.

One negative point about the Next Joy account is that you can only send money to your guardian.

In other words, there is no option to transfer money to third parties.

However, for more controlling parents, this can be seen as a positive point, as the app is quite dependent on the guardians' Next.

Other than that, it's really cool and useful, not to mention that kids love receiving a card with their name on it and learning how to use their money correctly.

Their excitement is contagious!

Furthermore, it also offers perks, which are discounts on various products and services for young people and children, including even educational institutions.

Card for children: Kids Inter Account

To request this card, the person responsible does not need to have a current account at Inter.

This digital account also teaches financial education to children and, in addition, has many investments for them.

Contas Kids Inter is more independent compared to Next Joy.

It allows you to make transfers to third parties, payments and even register Pix.

Of course, it is possible to access both accounts through the same application, just log out.

At Next bank, you need to have the bank app and the Next Joy app.

To clear up any doubts you may have about the Inter digital account for children. To request an account for your child, simply download the Inter app.

Finally, get to know both accounts and choose the best one for your child.

However, we recommend the Next Joy account for children aged 0 to 8, as it is simpler and the app is more child-friendly.

Now, the Kids Inter Account is the best option for children aged 9 to 18.

This is because it is more independent, less childish and has more features that will suit this age group.

Visit the website and learn about all the benefits that each digital account for minors offers.

Open your child's account and receive the children's card in a few days.

By the way, it is worth mentioning that it is prepaid, that is, it can only be used as a debit card. After all, it is illegal to provide a credit card to anyone under the age of 18.

Finally, if you are looking for card options for those with bad credit, check out our article Credit card for people with bad credit.

* Source of information: website fdr.com.br/2020/08/30/conta-kids-2-opcoes-digitais-para-introduzir-a-educacao-financeira/

GO TO THE BANK

Contact: 0800 940 7772

São Paulo | SP – President Juscelino Kubitschek Avenue, 1,400, 8th floor, Office 81 – Vila Nova Conceição. Postal Code: 04543-000

Research source: https://inter.co/

Nara August 31, 2021