Income account _ see where your money can yield
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Have you ever thought about leaving money in your account and having it earn interest? I mean, without you having to do anything, without applying or investing.
These accounts are popularly known as income account and they yield more than savings.
In today’s article we’ll show you what these accounts are and how to open yours.
So keep reading!
PicPay
With the PicPay digital account, your money yields 120% of the CDI, one of the highest rates of our suggestions income account.
You can add money via Pix, TED, bank slip or transfer your emergency aid to your PicPay account.
Once this is done, your money that stays there will start to yield. The more you have and the longer it stays there, the more it will yield.
You can still track your income through the app.
Furthermore, with the PicPay Card you earn cashback and can leave this balance in your account earning interest.
Iti
The Iti digital wallet also makes your money grow, in fact, it is a new feature from Banco Itaú's fintech.
Your balance yields up to 100% of the CDI rate. For example, according to the September/2021 CDI rate, if you put R$60.00 in three months you will have approximately R$181.45.
This without having to do anything, just leaving your money in the account, at the end, you can pay this amount and invest, for example.
It is certainly possible to make your money multiply even more.
Mercado Pago account
Mercado's digital account is also on this list. In addition to having many services and features, it also makes your money grow.
With this digital wallet, your money also yields 100% of the CDI rate, that is, more than savings.
You can track your income through this app. income account.
Nubank income account
Nubank, one of the best digital accounts today, couldn't be left off our list.
Customers who have the traditional Roxinho credit card have a balance yielding 100% of the CDI rate.
However, Ultravioleta card users see this balance yield 200% of CDI.
99Pay
At 99Pay, your balance generates a profit of 220% of the CDI. However, this percentage is limited to the balance of R$5,000.00.
The money is also available to use whenever you need it, just put money in the account and let it earn interest.
Other income accounts
The list is not over yet, see below the names of other lists that still make your money yield more than savings and percentages.
- PagBank = 100% to 200% of the CDI.
- C6 Bank = 100% to 126% of the CDI.
- Original Bank = 100% of CDI.
- Digio = 100% from CDI.
- Bitz = 100% of the CDI.
- Neon = 95 to 101% of the CDI.
It is worth noting that the CDI rate can always undergo a small change, but it always remains close to the Selic.
Of course, having money in your account earning interest is great, however, it is not the best option.
The ideal is to invest the money so that it yields even more. Therefore, check if your income account do not have any investment and invest your money.
How to have a rent account?
To open an account in any wallet or digital account mentioned in the text, simply download the application and create your account.
Once done, just deposit money into it and start seeing your money.
If you still have questions about what a rent account and CDI are, click here and read the article.
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Research source: https://next.me/
