5 digital accounts that offer loans
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Digital accounts that offer loans: discover the digital banks that offer loans without bureaucracy and with quick approval.
Digital accounts are cost-effective and very advantageous. One of the main advantages is the ease of obtaining financial products.
In fact, many of these digital banks offer loans with less bureaucracy and more ease than traditional banks.
In today's article, you will learn about 5 digital accounts that offer loans and you can compare and choose the best option.
So be sure to check it out!
What are the benefits of applying for a loan in a digital account?
There are many advantages, and I'll start by highlighting convenience. You can apply for a loan from wherever you are, in the comfort of your own home, or even using your cell phone, for example.
Taking crowded buses, facing queues and managers is a thing of the past, in fact, even the documentation and signing of the contract is 100% digital.
Furthermore, it is worth mentioning that digital banks are less bureaucratic, in some cases, it is possible to get a loan even if you have a negative credit rating.
In addition to being simple, the entire process is quick and after signing the contract, the money is deposited into your account within a few days or hours.
Now, see 5 options digital accounts that offer loans.
#Banco Inter
Banco Inter is one of the best digital banks today. It offers different loan models, including:
- Loan secured by property;
- Public payroll loan;
- Consigned from the private network.
Inter's rates are very competitive and the amount is deposited into your account within three days. To find out more about each loan model
To open an account and request yours, download the Banco Inter app and open your account.
#Nubank
Nubank, one of the best and largest digital banks today, also has a personal loan option.
The loan is a partnership between Nubank and Creditas, in this partnership, Nubank returns up to 1% in cashback to the borrower.
Despite being a personal credit model, it can only be requested with a vehicle as collateral.
The Nubank vehicle-secured loan can be requested through the app and the amount can reach up to R$150,000.
Interest rates are also competitive and it is simple to apply for and approve.
#PicPay
PicPay is one of the digital accounts that offer loans. To find out if you have a pre-approved amount, access the app and click on the “Wallet” option.
Then click on the personal loan option, if you have a pre-approved amount, proceed with the simulation.
If by any chance there isn't, you need to wait a bit and check if this option is available to you in the future.
#Bitz
The Bitz payment wallet also offers a loan option, in fact, it works as a banking correspondent, as it is a payment wallet and not a digital bank.
In the app, when you click on the “Losango Loan” option, you will be redirected to the Losango portal where you will perform the simulation.
#Next
Next analyzes each customer's profile and defines the best credit model for them.
Among the options, we find, for example:
- Installment credit;
- Personal loan;
- Advance payment of the 13th.
To find out the details of each option. If you are already a customer, you can check if you already have pre-approved credit in the app.
The 5 digital accounts that offer loans, mentioned in this text, are safe options, with a simplified and easy approval process.
So, be sure to check it out, if you are not yet a customer, download the app and open your account.
Finally, if you are thinking about taking out a loan to renovate and decorate your apartment, be sure to read our article: 10 tips for decorating small apartments.
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Research source: next.me
