Sicoob loan cooperative
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The Sicoob loan cooperative is one of the largest in our country
And it offers a range of banking products.
For example: current account, credit card, insurance, loan, among others.
Therefore, one of the best financial solutions is a personal loan, as it releases the balance quickly, easily and without bureaucracy.
The financial institution offers several options, such as: personal loan, automatic credit
revolving personal credit, credit secured by property, advance payment of the 13th salary and income tax
advance vacations and also loans for health and tourism purposes.
Keep reading and find out everything about the Sicoob Loan Cooperative and how to apply for yours.
How does the Sicoob loan work?
Personal Loan
Firstly, one of the most sought-after loans is the personal loan, since it can be used for any purpose, without the need to purchase a reason for the request. In addition, the money is deposited quickly into the account and can be paid in up to 48 installments.
Revolving Credit
The revolving credit option is a pre-approved limit that is available in your account. In other words, when you become a member, a credit analysis is performed. This means that the revolving credit can be used whenever you need it.
13th salary advance
The advance payment of the 13th salary from the Sicoob Loan Cooperative can be requested at any time by the customer. In fact, there is no need to justify the reason for the loan. However, this personal credit option is discounted all at once as soon as the member's 13th salary is paid.
Holiday anticipation
If you have a formal job and open an account with the Sicoob Loan Cooperative, you can also advance your vacation balance.
Therefore, payment will be made in one go when the employer deposits your paid vacation.
Advance Income Tax
The advance payment of income tax works in the same way as the two options mentioned above. That is, there is no need to justify the reason for the loan and the payment is deducted in a single payment.
Payroll Loan – Sicoob Loan Cooperative
Next, the Sicoob Loan Cooperative's payroll loan is exclusively for: INSS retirees and pensioners, public servants and private company employees with a formal employment record.
Payment can be divided into up to 72 installments and is deducted directly from the payroll. It is worth noting that this type of payroll loan does not involve checking with the Spc or Serasa.
Loan for self-employed
The Sicoob loan cooperative has a line of credit dedicated to self-employed professionals.
This way, a credit analysis will be carried out at the institution and it is possible to enjoy many benefits without having to prove income.
Sicoob Loan – How to apply?
In short, the institution is one of the best for obtaining loans, however they are only available to members.
So, to be able to apply for the loan, you need to open an account, either as an individual or as a legal entity. Registration can be done at a nearby branch or through the mobile app.
Sicoob Contact: (11) 3119-5100
01012-010
*Research source: https://www.sicoob.com.br/web/sicoob/credito-voce/-/asset_publisher/WNFz1XbapGwh/content/id/1164548
