Empréstimo pessoal com débito na conta de luz PIKI – Trechos da Vida

Personal loan with debit on electricity bill PIKI

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Loan with debit on your electricity bill PIKI: read our text and find out more details about this new line of credit and how to apply for yours through PIKI.

Piki is the first online personal loan fintech with debit on the energy bill. 

It is part of EasyCrédito, one of the best platforms that connects people to financial services.

The platform's mission with PIKI is to bring a new credit option to Brazilians, simpler, less bureaucratic and safe.

In today's article we will talk about the loan with debit on the PIKI electricity bill.

Therefore, to not miss any details and see how to apply, read this text until the end!

Happy reading!

What is a loan with debit on the energy bill?

The online personal loan with debit on the energy bill is a new credit model and depending on the company, it is not available in all Brazilian states.

With it, you take out a loan from companies that are partners of electricity distributors and the installment amounts are deducted directly from your energy bill.

For example, your energy bill is R$150.00 and your loan installment is R$120.00, every month, while the loan lasts you will pay R$270.00 reais.

In other words, your energy consumption, plus the credit installments.

What are the advantages of taking out credit with a debit on your electricity bill?

The biggest advantage of this loan model is its ease; in some cases, you can apply even if you have a negative credit rating.

Furthermore, you do not need to prove income or have a good score, which is the case with loan with debit on the PIKI electricity bill.

Apart from that, interest rates are competitive and there is less bureaucracy, because the risk of default is also low.

Attention!

We would like to highlight that none of the companies or institutions presented in our blog request an advance deposit to release or approve credit.

Also, if you are applying for a loan and are asked for some amount before releasing the loan amount, don't do it! It's a scam.

Unfortunately, this type of scam has become common in recent days, even in the names of well-known institutions.

Even with so many warnings, people in despair end up falling for this scam.

So! Stay tuned!

How does the PIKI electricity bill debit loan work?

This line of credit through PIKI is simple, fast, safe and without bureaucracy. You can carry out the entire 100% process online and digitally!

In other words, in the comfort of your home, being able to resolve everything without leaving home, just with a cell phone.

Amounts can be requested between R$500.00 and R$2,500.00 and installments vary between 3 and 18 times.

Approval is immediate, you receive a response in moments, if approved, after sending the documentation and signing the contract the amount will be deposited in your account in a maximum of 24 hours.

After signing the contract, you have up to 30 days to start paying, that is, only on your next energy bill.

This will certainly help you plan your finances better so you can start paying your utility bill with an increase.

How to apply?

First of all, it is worth noting that the loan with debit on the electricity bill PIKI is only available for the states of:

  • Ceara;
  • Goias;
  • São Paulo;
  • Rio de Janeiro.

If your energy bill is in your name, go to the PIKI website and run a simulation on the home page.

Once this is done, just wait to see if your loan has been approved and you can proceed with sending the documents.

Finally, be sure to check out the Meta Simples payroll loan.

GO TO THE BANK

Contact: (11) 4007-2224

 Street S4, number 332, Block S12, Lot 11, floor 1. Bela Vista Sector, Goiânia – GO. Postal Code 74.823-450.


Research source: https://piki.com.br/

Nara
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🧠 Digital content specialist, passionate about transforming information into useful, accessible, and inspiring knowledge.