Cashme property secured loan
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Cashme is considered the largest secured lending fintech in Latin America!
It stands out among so many other companies because it has great interest rates.
Therefore, if you are looking for a loan with great payment terms, continue reading this article and learn more about it. Cashme property secured loan.
About Cashme
Cashme, despite not having a well-known name among Brazilians, is a fintech from the Cyrela group, one of the largest real estate developers in Latin America.
The company's specialty is loan secured by property. However, it still offers other loan models.
However, today we will only present this model to you, but you will soon find out about the other options, right?
Keep reading!
About Cashme home loan
If you follow the news on our blog, you certainly know what a loan secured by property and how advantageous it is.
This is because it guarantees security in the operation for the fintech, since the applicant leaves the property as a guarantee of payment of the debt.
Therefore, it can secure credit with better conditions and lower rates.
Furthermore, the amounts may be higher compared to other loan models.
The property remains yours, you won't have to abandon it or anything like that, you can rest assured.
However, your property is alienated, the process is called fiduciary alienation, to be more exact.
Of course, you will not be able to sell your property or use it as collateral to obtain other lines of credit until the current loan is paid off.
If by chance you do not pay your debt, the institution may seize the asset to cover the financial loss.
If you want to clarify further doubts about Fiduciary Alienation, click here and read this article.
Now, let's know more details about the loan.
Interest rate
The interest rates of the Cashme property secured loan are up to 12x smaller than other lines of credit.
In this case, interest rates are calculated from 0.85% per month + IPCA.
Benefits
The biggest advantages of this credit alternative are the lower interest rates and larger amounts, as already mentioned.
In fact, with Cashme you can get credit from R$150,000 to R$15 million. In some cases, it is possible to get up to R$601,000 of the property value.
For example, if your house is worth R$300 thousand, you can get a loan of R$180 thousand.
In addition to these advantages, it is worth noting that payment terms are also longer, the maximum term is 240 months.
Certainly, it is a great advantage, so anyone who requests higher amounts will have more time to pay off their debt with ease.
Another difference with CashMe is that it has a grace period of up to 12 months to start paying the first installment, incredible, right?
Finally, the Cashme property secured loan It is safe, reliable and 100% online, meaning you can do everything from the comfort of your home.
How to apply for a Cashme property-secured loan?
Those interested in applying for this credit model must access the website CashMe, To register, then request a simulation.
In this process, your property and your data will undergo online analysis.
After credit approval, all that's left is for the documentation to be ready for you to sign.
Finally, after you sign the contract, your money will be released within a few days!
So, be sure to check out the Cashme property secured loan and good luck!
Contact: (11) 3164-9485
Olympic Street, 242, 7th floor – Vila Olimpia Sao Paulo – Sao Paulo | Zip Code 04551-000
Research source: https://www.cashme.com.br/
