ITAÚ Loan find out how to apply for yours
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The ITAÚ loan is an excellent financial solution for this time of crisis caused by the coronavirus.
This is because hiring can be done online, without leaving home.
In addition, customers have access to more flexibility and very low interest rates.
Keep reading and find out everything about how the ITAÚ loan works and how to apply for yours!
How does the ITAÚ loan work?
Firstly, as previously mentioned, the entire procedure can be done online without leaving home.
However, you must be a client of the institution to have a pre-approved limit.
If you are not yet a customer, simply open a checking account, which can be done via your cell phone using the ITAÚ open account app.
Then, just choose the amount of your loan and the number of installments, the money will be deposited into your account immediately,
and can be used for any purpose, without the need for justification.
Furthermore, the first installment is only charged for 90 days and the customer has up to 73 months to pay off the debt.
Furthermore, the financial institution offers the flexibility of being able to pay off the loan early at any time.
It is worth highlighting that it is possible to transfer the pre-approved credit card limit
and also the special check to increase the loan amount.
Payment of installments can be made by direct debit from your account or by bank slip.
How to apply for an ITAÚ loan
If you are not yet an ITAÚ customer, simply open a checking account directly from your cell phone.
You must have a photo ID, CPF and proof of residence on hand.
Once approved, the limit will be available in the account, so just contract the desired amount and choose the number of installments.
If you are already a customer, you will certainly have a limit available in your account.
Therefore, just sign up and simulate the installments using the mobile app, internet banking or ATMs.
What are the modalities?
Thirdly, the bank offers 4 important types of personal credit, which will help you get out of the red more easily:
payroll loan, special check, advance IR refund and advance 13% salary.
How does a payroll loan work?
The ITAÚ bank's payroll loan is available to INSS retirees and pensioners.
The payment of the installments is discounted directly from the benefit received, in this way the interest rates are lower, reaching from 1.80% am to 3% am
What are the interest rates on the ITAÚ loan?
Finishing the topic on how the ITAÚ Loan works
and when hiring it is important to mention that the institution works with an interest rate for personal credit in the range of 4.5% am
The assigned credit varies between 1,80% to 3% am
Take advantage and learn how to apply for an ITAÚ credit card by clicking here.
Contact the company Banco Itaú:
Customer Service 0800 728 0728
Ombudsman 0800 570 0011
100 | Jabaquara Park | Sao Paulo/SP
*Research source: https://www.itau.com.br/emprestimos-financiamentos/
