Loan on the booklet for the self-employed

The Loan on the Payment Slip is the most sought-after solution by Brazilians today

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Because they sometimes do not have a fixed monthly income,

The financial market sees these people as a high risk factor for default.

However, the loan on the installment plan grants personal credit without bureaucracy to these people who cannot prove their income.

Loan on a payment slip for the self-employed – What is it?

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Firstly, the installment plan is a form of loan payment in the form of a block of bills.

Keep reading and find out everything about what it is and how it works.

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It includes all installments and due dates, just like a regular credit plan.

However, instead of being a product paid in small installments, it will be a loan of money.

The loan on the booklet for the self-employed is easy to do and with quick approval,

However, interest rates are high and can vary between 1.5 and 15% per month.

Payment of installments on the booklet can be made at lottery outlets, online banking or through a bank correspondent.

How do I apply for a loan on a self-employed loan booklet?

In short, there are currently 4 possibilities in the financial market for requesting a loan on a self-employed basis:

microcredit, pledge, loan secured by property, loan secured by car.

Microcredit on the booklet for the self-employed, how does it work?

Microcredit is a type of loan that can be made using a payment slip

With lower interest rates and aimed at small businesses.

In this way, the amount is granted so that one can invest in one's own business or professional activity.

However, it cannot be used for any other purpose.

One point to highlight is the interest rate which is around 4% per month.

Pledge

On the other hand, the pledge can be made even if you are in debt,

Because it does not require proof of income or credit analysis.

Therefore, only one valuable object will be required to pledge.

The value of the loan granted may reach up to 85% of the asset and the interest rate is minimal, just 2% per month.

Loan secured by property

The loan in installments for self-employed people with property as collateral has one of the lowest interest rates.

Loan on a payment slip for self-employed workers with car collateral

In this type of loan on the self-employed loan booklet, the car will be granted as collateral,

different from a loan secured by real estate.

Credit is released quickly and interest rates are also usually among the lowest on the market.

In conclusion, these are the best forms of loans for self-employed workers,

covering both formal and informal.

Furthermore, these options have the lowest interest rates. This is an advantageous option and it is possible to obtain a high amount of money.

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Contact the company Credicard:

Customer Service – 0800 720 0031

Ombudsman – 0800 570 0011

Address: 17955 United Nations Avenue – Vila Almeida – Sao Paulo – SP

*Research source: www.serasa.com.br/ensina/seu-credito/emprestimo-pessoal-online-no-carne/