Children's card: Next vs Inter

The banks Next and Inter offer a digital account for minors with the right to a physical prepaid card.

Therefore, each option has a unique feature and offers different advantages to its young users.

Continue reading this article and discover what they are, and also see how to request one. card for children in these financial institutions.

Follow along!

Card for children: what are the benefits?

Somewhere on the planet, someone, upon reading the title of this article, must have wondered about the need for a card for children.

Anyone who thinks that doing a digital account for minors It can convey some negative values, for example, consumerism.

On the contrary, a digital account, especially the ones we'll be discussing today, can help parents teach their children about financial literacy.

By teaching children how to use their money properly, you will be creating financially responsible adults who will always stay out of debt.

With a digital account, they will learn:

• Organization;
• Savings;
• Priorities;
• Invest;
• Autonomy;
• Self-control;
• Responsibility;
• Conscience.

Now that we know a little about the importance of a card for children To learn about financial education, we will get to know Next Joy and Inter's Kids Account.

Next Joy

Next is a digital bank owned by Bradesco. It offers its customers a... account digital for children.

To open an account at Next Joy, the parent or guardian must also have one.

Download the Next app and register; they will send you an email approving your account within 5 business days.

Meanwhile, the customer can already request a digital account for their dependent, provided the minor has a CPF (Brazilian taxpayer ID).

Once the account is approved, you must download the Next Joy app for your child; that's where the magic happens.

The app has many attractions for children, for example: missions for them to complete, chosen by their parents.

In addition, there is a series of videos featuring well-known characters beloved by children, teaching them how to understand and better manage their money.

Furthermore, the app can also be decorated with the character the child chooses; among the available characters are Mickey, Elsa, and Anna.

One downside to the Next Joy account is that you can only send money to your account holder.

In other words, there is no option to transfer money to third parties.

However, for more controlling parents, this can be seen as a positive point, since the app is quite dependent on the parents' Next status.

Aside from that, it's really cool and useful, not to mention that kids love receiving a card with their name on it and learning how to use their money properly.

Their enthusiasm is contagious!

Furthermore, it also offers perks, which are discounts on various products and services for young people and children, including even educational institutions.

Card for children: Inter Kids Account

To request this card, the responsible party does not need to have a checking account at Inter.

This digital account also teaches financial literacy to children and, in addition, offers many investment options for them.

Contas Kids Inter is more independent compared to Next Joy.

On it, you can make transfers to third parties, payments, and even register for Pix.

Certainly, it's possible to access both accounts through the same app; just log out.

At Next Bank, you need to have both the bank's app and the Next Joy app.

To have all your questions about the Inter digital account for children answered. To request an account for your child, simply download the Inter app.

Finally, get to know both accounts and choose the best one for your child.

However, we recommend the Next Joy account for children aged 0 to 8, as it is simpler and the app is more child-friendly.

Now, the Inter Kids Account is the best option for children aged 9 to 18.

That's because it's more independent, less childish, and has more features that will cater to that age group.

Visit the website and discover all the benefits that each digital account for minors offers.

Open your child's account and receive the card for children In a few days.

Furthermore, it's worth noting that it's a prepaid card, meaning it can only be used as a debit card. After all, it's illegal to provide credit cards to minors under 18 years of age.

Finally, if you're looking for credit card options for people with negative credit history, check out our article. Credit card for people with bad credit.

* Source of information: fdr.com.br/2020/08/30/conta-kids-2-opcoes-digitais-para-introduzir-a-educacao-financeira/

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Contact: 0800 940 7772

São Paulo | SP – Avenida Presidente Juscelino Kubitschek, 1400, 8th floor, Suite 81 – Vila Nova Conceição. Postal Code: 04543-000

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Research source: https://inter.co/