Loan secured by real estate Cashme

Cashme is considered the largest secured lending fintech in Latin America!

It stands out among so many other companies because it has excellent interest rates.

Therefore, if you are looking for a loan with excellent repayment terms, continue reading this article and learn more about it. Cashme home equity loan.

About Cashme

Cashme, despite not being a household name among Brazilians, is a fintech company belonging to the Cyrela group, one of the largest real estate developers in Latin America.

The company's specialty is... Loan secured by real estate.. However, it still offers other loan models.

However, today we will only present this model to you, but you will soon learn about the other options, okay?

Keep reading!

Regarding the Cashme home equity loan

If you follow the news on our blog, you certainly know what a... Loan secured by real estate. And how advantageous it is.

This is because it guarantees security in the operation for the fintech company, since the applicant leaves the property as collateral for the debt repayment.

Therefore, she is able to secure a loan with better terms and lower interest rates.

Furthermore, the amounts may be higher compared to other loan models.

The property remains yours; you won't need to abandon it or anything like that, so you can rest assured.

However, your property becomes subject to a lien; the process is called a fiduciary alienation, to be more precise.

Certainly, you will not be able to sell your property or use it as collateral to obtain other lines of credit until the current loan is paid off.

If you fail to pay your debt, the institution may seize the asset to cover the financial loss.

If you want to clarify more doubts about fiduciary alienation, click here. here And read this article.

Now, let's find out more details about the loan.

Interest rate

Interest rates Cashme loan secured by real estate They can be up to 12 times lower than other lines of credit.

In this case, interest rates are calculated based on 0.85% per month + IPCA.

Benefits

The biggest advantages of this credit alternative are the lower interest rates and higher loan amounts, as we have already mentioned.

Moreover, with Cashme you can obtain credit from R$50 thousand to R$15 million. In some cases, it is possible to obtain up to 60% of the property value.

For example, if your house is worth R$300 thousand, you can get a loan of R$180 thousand.

In addition to these advantages, it is worth highlighting that the payment terms are also longer, with a maximum term of 240 months.

Certainly, this is a great advantage, as those who request higher amounts will have more time to settle their debt calmly.

Another advantage of CashMe is that it offers a grace period of up to 12 months before you start paying the first installment – amazing, right?

Finally, the Cashme loan secured by real estate It's safe, reliable, and 100% online, meaning you can do everything from the comfort of your home.

How do I apply for a Cashme home equity loan?

Those interested in applying for this type of loan should visit the website of CashMe, To register, then request a simulation.

In this process, your property and your data will undergo online analysis.

After credit approval, all that's left is for the paperwork to be ready for you to sign.

Finally, after you sign the contract, your money will be released within a few days!

So, be sure to check out Cashme loan secured by real estate And good luck!

Contact: (11) 3164-9485

Olympics Street, 242, 7th floor – Vila Olímpia, São Paulo – São Paulo | Postal Code 04551-000

Research source: https://www.cashme.com.br/