Personal loan with debit from electricity bill PIKI

Piki is the first fintech company to offer online personal loans with debit payments through your electricity bill. 

She is part of EasyCrédito, one of the best platforms that connects people to financial services.

The platform's mission with PIKI is to bring a new credit option to Brazilians that is simpler, less bureaucratic, and safer.

In today's article we will talk about PIKI loan with debit on electricity bill.

So, to avoid missing any details and to see how to apply, read this text to the end!

Enjoy your reading!

What is a loan with debit on the energy bill?

Online personal loans with debit from energy bills are a new credit model and, depending on the company, are not available in all Brazilian states.

With it, you take out a loan from partner companies of electricity distributors, and the installment amounts are deducted directly from your electricity bill.

For example, your energy bill is R$150.00 and your loan installment is R$120.00, every month, for the duration of the loan, you will pay R$270.00 reais.

In other words, your energy consumption plus the loan installments.

What are the advantages of taking out a loan with direct debit from your electricity bill?

The biggest advantage of this loan model is its ease of use; in some cases, you can even apply if you have a negative credit history.

Furthermore, you don't need to prove income or have a good credit score, which is the case with... PIKI loan with debit on electricity bill.

Apart from that, interest rates are competitive and there's less bureaucracy, because the risk of default is also low.

Attention!

We would like to emphasize that none of the companies or institutions featured on our blog request an upfront deposit to release or approve credit.

Also, if you are applying for a loan and are asked for any payment upfront to release the loan amount, don't do it! It's a scam.

Unfortunately, this type of scam has become common in recent days, even using the names of well-known institutions.

Despite numerous warnings, people, in their desperation, end up falling for this scam.

So! Pay attention!

How does the PIKI loan with direct debit from the electricity bill work?

This line of credit from PIKI is simple, fast, secure, and hassle-free. You can complete the entire process online and digitally!

In other words, from the comfort of your home, you can solve everything without leaving the house, using only a cell phone.

Loan amounts can range from R$500.00 to R$2,500.00, and payment terms vary between 3 and 18 installments.

Approval is immediate; you'll receive a response in moments. If approved, after submitting the documentation and signing the contract, the funds will be deposited into your account within a maximum of 24 hours.

After signing the contract, you have up to 30 days to start paying, meaning only on your next energy bill.

Certainly, this will help you better plan your finances to start paying your utility bill with the added interest.

How do I apply?

First of all, it is worth noting that the PIKI loan with debit on electricity bill It is only available for the following states:

• Ceará;
• Goiás;
• São Paulo;
• Rio de Janeiro.

If your electricity bill is in your name, go to the PIKI website and run a simulation on the homepage.

Once that's done, all you have to do is wait to see if your loan has been approved so you can proceed with sending the documents.

Finally, be sure to check out payroll loan from Meta Simples.

Contact: (11) 4007-2224

 Street S4, number 332, Block S12 Lot 11, 1st floor. Bela Vista Sector, Goiânia – GO. Postal Code 74.823-450.

Research source: https://piki.com.br/