Interest-bearing account - see where your money can grow.

Have you ever thought about leaving money in an account and having it earn interest? I mean, without you having to do anything, without having to deposit or invest.

These accounts are popularly known as income account And they yield more than savings accounts.

In today's article, we'll show you what these accounts are and how to open yours.

So, keep reading!

PicPay

With the PicPay digital account, your money earns 120% of the CDI, one of the highest rates among our suggested rates. income account.

You can add money via Pix, TED, bank slip, or transfer your emergency aid to your PicPay account.

Once that's done, your money that's left there will start earning interest; the more you have and the longer it stays there, the more it will earn.

You can still track your earnings through the app.

Furthermore, with the PicPay Card you earn cashback and can leave that balance in your account to accrue interest.

Iti

The Iti digital wallet also makes your money grow; in fact, it's a new offering from Banco Itaú's fintech company.

Your balance earns up to 100% of the CDI rate. For example, according to the CDI rate of September/2021, if you deposit R$60.00, in three months you will have approximately R$181.45.

This is possible without having to do anything; just by leaving your money in the account, you can later pay off that amount and invest it, for example.

Without a doubt, it's possible to make your money multiply even more.

Mercado Pago interest-bearing account

Mercado's digital account also makes this list. Besides having many services and features, it also makes your money grow.

With this digital wallet, your money also earns 100% of the CDI rate, which is more than a savings account.

You can track your performance through this app. income account.

Nubank interest-bearing account

Nubank, one of the best digital accounts currently available, couldn't be missing from our list.

Customers who have the traditional Roxinho credit card have their balance earning 100% of the CDI rate.

However, Ultraviolet card users see this balance yield 200% of the CDI.

99Pay

At 99Pay, your balance generates a profit of 220% of the CDI. However, this percentage is limited to a balance of R$5,000.00.

The money is also available to use whenever you need it; just deposit money into the account and let it accrue interest.

Other income-generating accounts

The list isn't over yet; see below for other options that can make your money grow even more than savings accounts and percentage-based investments.

• PagBank = 100% to 200% of the CDI.
• C6 Bank = 100% to 126% of the CDI.
• Original Bank = 100% of CDI.
• Digio = 100% of the CDI.
• Bitz = 100% of the CDI.
• Neon = 95 to 101% of the CDI.

It's worth noting that the CDI rate can always undergo slight changes, but it always remains close to the Selic rate.

Certainly, having money in an account earning interest is great, however, it's not the best option. 

Ideally, you should invest the money so it can grow even more. Therefore, check if your income account If you don't have any investments, invest your money.

How to have an interest-bearing account?

To open an account with any of the digital wallets or accounts mentioned in the text, simply download the app and create your account.

Once that's done, all you have to do is deposit money into it and start seeing your earnings.

If you still have questions about what an interest-bearing account and CDI are, click here. here And read the article.

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Research source: https://next.me/