5 digital accounts that offer loans
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Digital accounts that offer loans: discover the digital banks that offer loans with minimal bureaucracy and fast approval.
Digital accounts are economical and very advantageous. One of the main advantages is the ease of obtaining financial products.
In fact, many of these digital banks offer loans with less bureaucracy and greater ease than traditional banks.
In today's article, you will learn about 5 digital accounts that offer loans and you can compare and choose the best option.
So be sure to check it out!
What are the benefits of applying for a loan through a digital account?
The advantages are many; I'll start by highlighting the convenience. You can apply for a loan from wherever you are, in the comfort of your home, even using your cell phone, for example.
Taking crowded buses, facing queues and managers is a thing of the past; in fact, even the documentation and contract signing is 100% digital.
Furthermore, it's worth noting that digital banks are less bureaucratic; in some cases, it's even possible to get a loan if you have a negative credit history.
In addition to being simple, the whole process is quick, and after signing the contract, the money is deposited into the account within a few days or hours.
Now, here are 5 options for Digital accounts that offer loans.
#Banco Inter
Banco Inter is one of the best digital banks currently available. It offers different loan models, including:
- Loan secured by real estate;
- Public payroll loan;
- Consigned from the private network.
Inter's rates are very competitive, and the money is deposited into your account within three days. To learn more about each loan option, visit [website/link].
To open an account and request yours, download the Banco Inter app and open your account.
#Nubank
Nubank, one of the best and largest digital banks today, also offers personal loans.
The loan is a partnership between Nubank and Creditas, in which Nubank returns up to 1% in cashback to the borrower.
Despite being a type of personal loan, it can only be requested with a vehicle as collateral.
Nubank's vehicle-secured loan can be requested through the app, and the amount can reach up to R$150,000.
The interest rates are also competitive, and it's simple to apply for and get approved.
#PicPay
PicPay is one of the Digital accounts that offer loans. To find out if you have a pre-approved amount, access the app and click on the "Wallet" option.
Next, click on the personal loan option; if you have a pre-approved amount, proceed with the simulation.
If it's not available, you need to wait a while and check if this option becomes available to you in the future.
#Bitz
The Bitz payment wallet also offers a loan option; in fact, it functions as a banking correspondent, since it's a payment wallet and not a digital bank.
In the app, by clicking on the "Losango Loan" option, you will be redirected to the Losango portal where you can run the simulation.
#Next
Next analyzes each customer's profile and determines the best credit model for them.
Among the options, we find, for example:
- Installment credit;
- Personal loan;
- Early payment of the 13th salary.
To learn the details of each option. If you are already a customer, you can check if you have pre-approved credit in the app.
The five digital accounts that offer loans, mentioned in this text, are safe options with a simplified and easy approval process.
So, be sure to check it out; if you're not already a customer, download the app and open your account.
Finally, if you're thinking about taking out a loan to renovate and decorate your apartment, be sure to read our article: 10 tips for decorating small apartments.
R. Domingos Sérgio dos Anjos, 277 – Jardim Santo Elias, São Paulo – SP, 05136-170
Research source: next.me
