Click Cred Credit: Discover the options
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Click Cred is a banking correspondent, meaning it acts as a bridge between those who need credit and those who offer it.
Therefore, their motto is "Good credit is credit without doubts." For this reason, they always strive to offer products with clarity and transparency.
In today's article we will learn about some of the products of Click Cred credit and how to request yours.
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Digital Payroll Loan
This line of credit is exclusively for retirees and pensioners of the INSS (Brazilian National Social Security Institute). With it, the applicant has a grace period of up to 120 days before starting to pay the first installment.
The amounts can be paid in 84 installments, and the transaction with the bank is 100% digital.
To apply, you need to fill out a form on the Click Cred website. Once you've done that, a credit analysis will be performed using this information.
If everything is correct, you need to send the following documents via WhatsApp:
- RG (Brazilian National Identity Card) with colored CPF (Brazilian Taxpayer Identification Number);
- Monthly utility bill;
- Proof of checking account.
FGTS Birthday Withdrawal Advance
This option Click Cred credit It is exclusively for workers who have a balance in their FGTS (Brazilian severance pay fund) of at least R$$410.00.
He can anticipate up to 5 years of Birthday Withdrawal and the interest rates start at 1.99% per month. The operation is direct with the bank and 100% digital.
One of the advantages of this credit model is that it accepts people whose names are on the defaulters' register.
Therefore, to make a request you will need the following documents:
- A color photocopy of your ID card with your CPF number;
- Proof of payment for the current month in the applicant's name;
- Current account details (digital banks are not accepted, with the exception of Banco Pan and BTG).
- Cell phone with working SMS and camera.
Click here, fill out the registration form, and submit your request. Additionally, on this page you can find more answers to your questions about prepayment.
Click Cred Credit: Payroll Deduction Credit Card
O payroll-deducted credit card There is no annual fee and the limit can be up to 1.6 times your benefit.
Ah! It's worth noting that it's exclusively for retirees and pensioners of the INSS (Brazilian National Social Security Institute).
This makes it a more beneficial option because the interest rates are lower than on traditional credit cards.
Furthermore, you still have an additional margin of 5% and the operation is 100% digital.
Therefore, if you want to request yours, go to the website and look for that option. Click Cred credit.
Loan secured by a vehicle
A loan secured by a vehicle is an advantageous option because it has lower interest rates and longer repayment terms.
Certainly, with it you can achieve a dream or project more easily.
The limit can reach up to 90% of the vehicle's market value, from R$5 thousand to R$150,00 thousand.
With regard to interest rates, in this case, they are charged starting from 0.99% per month.
You can pay in installments over 18 to 60 months, depending on certain criteria.
To apply, contact Click Cred through their website and run a simulation.
Today, we're highlighting just a few of the products from Click Cred credit, But you can find other options on the website.
Contact: (21) 9 8203-7333
Research source: https://clickcred.com.br/
