CredLuz: learn how this credit model works
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Centercob is a debt collection company that has been operating in the Brazilian market since 2001.
In addition, it has a credit model called Credluz. A credit service with charges applied to the energy bill that is reaching more and more people.
In today's article, you will be able to better understand how this line of credit works and how to obtain it.
So, keep reading and learn more!
How does Credluz credit work?
Credluz is the light at the end of the tunnel for businesses and customers. That's because it can serve both audiences in different ways.
This credit model is super democratic and uncomplicated; even those with a negative credit history can get it.
You can use it to exchange furniture, buy electronics, renew your driver's license, and much more.
The amounts can be paid in up to 24 installments, and the installments will be debited directly from your energy bill.
In other words, in addition to your energy consumption, you will also pay the value of your installment until the loan is paid off.
Centercob specializes in providing credit for those who wish to buy and sell, or vice versa.
The electricity bill must be in the name of both the account holder and the loan applicant; in other words, it must be the same person.
Furthermore, payments must be up to date; it will not be possible to apply for credit in this case. Credluz If your energy bill is overdue.
Regarding the price, it varies according to your purchase needs, but the minimum is R$200.00 and the maximum is R$1,300.
See below how it works for buyers and sellers.
How do I buy with Credluz?
If you want to buy something and get a discount credit on your electricity bill, simply access the app and register.
If approved, your credit limit will be released and you can use it in three different ways:
The first option is to download the app and activate it. Zencard card. With it, you can buy wherever you want and have the installments deducted from your electricity bill.
In this case, the card is a Mastercard and you can have a credit limit of up to R$1,200. Therefore, when applying for credit, choose the "Card" option.
The second option is Voucher, With it, you can easily shop at Centercob's partner stores.
With over 1,500 accredited stores nationwide, you're sure to find the perfect option.
After selecting the store through the app, you have a voucher limit of up to R$1,300.
The last option is to go to an authorized store to register.
It's important to note that you need to be the account holder for the electricity bill and the payment must be up to date, but they will accept up to one outstanding payment at most.
The information must be provided by phone, and then you just need to wait for the credit analysis. If approved, your credit will be granted. Credluz It will be available for you to use as you wish.
How to sell?
Retailers who want to offer the Credluz As a payment option at your establishment, they receive payment directly into your account.
To do this, contact a consultant by WhatsApp. The app for merchants is different, search for “Credluz "Retailers" on the Play Store.
Finally, you can have your questions answered on the Centercob website or through their customer service channels:
Av. Arquiteto Nildo Ribeiro da Rocha, 3938, Maringá – PR
- 44 3026 6531
- Customer Service 0800 600 6531
- [email protected]
Finally, don't forget to check out Alesta loan: financing to pay your energy bill.
Contact: 0800 6480 048
Vaz Ferreira Avenue, 1028, Downtown.
Research source:
Contact: 555192216869
Av Paraguassu, 2538 – Store 1 – Mariluz, Imbé/RS – Postal Code: 95625-000.
Research source: https://credluzsolucoesfinanceiras.com.br/
