Next Loan: See the options

Next Loan: three different models to make your life easier. Read the text and learn about them!

Next Bank has a digital account Complete and full of advantages for its users.

He is always innovating and creating solutions to make his clients' financial lives easier.

Among the many services it offers, we find, for example, investments, perks, cashback, account and card for minors and also loans.

In fact, that's exactly the service we'll be talking about today.

Therefore, continue reading this text and discover how the models work. Next loan.

Installment Credit

With this loan option, you can achieve your dream more easily and have more time to pay it back.

Have you ever imagined buying your dream apartment, renovating your house, traveling, or investing in your business? With this line of... Next credit you can!

When you apply for installment credit, you can pay in up to 72 installments and only pay the first installment after 90 days.

Another advantage is that this option does not change your credit card limit, meaning it will still be available for you to use when you need it.

The amount is approved based on monthly income; if the credit analysis is approved, the money is deposited into your checking account instantly.

Next Loan: Personal Loan

With this line of credit, you borrow the amount you need and the monthly installments are debited directly from your checking account, in other words, automatic debit.

The payment term is slightly shorter than the previous option, only 48 installments, but it's enough time for you to settle your debt with peace of mind.

Furthermore, the first installment can be paid in up to 90 days. That's enough time for you to get your finances in order to start making payments. Next loan.

Advance payment of the 13th salary.

If you receive your salary in a Next account, this is a great credit option.

By receiving your 13th salary in advance, you have the money available during a tight time and can even advance up to 100% of the amount.

The only downside is that you will pay a single installment, in this case, when your 13th salary is released.

Therefore, you will not be able to make any more plans with that amount after you make the advance payment.

This option is also subject to credit analysis.

How can I increase my chances?

To get a Next loan And to pass the credit analysis by doing somersaults, always pay your bills on time, both inside and outside of Next.

In addition, move your money around a lot in the digital account app: make Pix payments, transfers, top-ups, pay bills, etc.

Finally, transfer your salary to Next; this will help the bank better understand your financial situation and determine the best loan offer for you.

How to apply for a Next loan

This service is only available to Banco Next customers, so if you're not one yet, open your account now.

Download the app or click on “"I want to be Next"” and fill in the requested fields with your information.

Once that's done, make a move in your account and you'll soon have one available. Next loan.

To find out if you already have a pre-approved amount, go to the Menu and click on “Credit”.

So, good luck!

Contact: 0800 722 6398

Domingos Sérgio dos Anjos Street, 277 – Jardim Santo Elias, São Paulo – SP, 05136-170

Research source: https://next.me/