PagBank Online Loan - See how to apply
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PagBank is PagSeguro's digital wallet. With it, you have access to many financial services and can make your transactions securely and free of charge.
Read our article PagBank Digital Account And see how it works!
Among the services offered by this digital bank, we find the Online Loan PagBank. In fact, that's exactly what we'll be talking about today.
So, keep reading this article to see how it works and how to request yours.
Enjoy your reading!
How does the PagBank Online Loan work?
This loan model is exclusively for existing PagSeguro customers, especially those who have the card reader and use it to make sales.
Need an urgent loan, but don't belong to that group? Learn more about... Loan for people with bad credit (Cashme).
A distinguishing feature of PagBank Online Loan, The advantage is that you can pay the installments with your sales.
The more sales you make with the card machine, the faster you can pay off your loan installment and still get great discounts.
If your sales don't go as planned and you don't sell enough to cover your loan installment, you have up to 15 days to make the payment without additional interest.
It's important to note that the seller needs to have been using PagSeguro for at least 6 months, because if they have been using it for a shorter period, they will not be able to get credit approval.
If you are an active customer, for example, you use the card machine and credit card frequently and have investments, the chances of being approved are much higher.
Payment terms
You can request amounts above R$300.00. Furthermore, you can pay in installments up to 24 times, with the first installment due 15 days after signing the contract.
Payment is made through your sales using the card machine or online, as previously mentioned. The percentage to be deducted is defined at the time of contracting.
However, you can also pay via bank slip, but to do so, you need to contact PagSeguro and request this type of payment.
The fee deducted from your sales to pay off installments only applies to the current month. Once the target amount is reached, no further deductions will be made until the following month.
You still get discounts on installments if you reach the required amount before the due date.
If your financial situation improves and you wish to prepay the loan or installments, you can.
Simply contact PagSeguro and request an advance on your payment. PagBank Online Loan.
Interest rates
This loan model also has lower interest rates compared to other credit options.
In this case, it starts from 2.99%. .
How do I apply for a PagBank online loan?
Access your account and check if you already have a pre-approved loan. If you do, simply choose one of the available offers and sign the contract.
So, the funds will be available in your account within 1 business day.
However, if there are no pre-approved options, you can submit a request for review.
These analyses are performed automatically and monthly, so you will always have options available, depending on your financial profile and relationship with PagSeguro.
So, relax and wait!
Get all your questions answered about PagBank Online Loan on the PagSeguro website.
Contact: 4003-1775
Av. Brig. Faria Lima, 1384 – Jardim Paulistano, São Paulo – SP, 01452-002
Research source: https://pagseguro.uol.com.br/
