Index Promotora: Loan on your electricity bill
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Index Promotora: read this text to see how it works and how to apply for a loan with debit from your energy bill.
A Index Promotora is a correspondent of Crefaz. Their digital platform aims to make it easier for people to access the institution's services.
On their platform, we find the loan on electricity bill, In other words, a loan with a discount on the energy bill.
This new type of credit has been gaining a lot of ground in the market lately because it is simple and less bureaucratic.
Therefore, to learn more details and have your questions answered, read this text to the end.
Enjoy your reading!
How does the loan through your electricity bill from Index Promotora work?
When you apply for this type of loan, the installments are deducted from your energy bill until the full amount is paid off.
The requested amounts can be a maximum of R$1mil, therefore it is an ideal option for an emergency where you don't need large sums.
If, by chance, this amount does not meet your needs, there are options where you can get a slightly higher amount, for example, Piki.
However, it is not yet the ideal alternative for carrying out a large project.
If this is your situation, consider looking for another line of credit. Search our blog, as you will find other great options.
Continuing, you can pay your loan in installments from Index Promotora In up to 18 months, meaning installments that fit your budget.
To perform the credit analysis, you will only need your ID, CPF (Brazilian tax identification number), and a recent electricity bill in the applicant's name, in other words, no more than 60 days old.
Regarding the CET value, the percentage is 21.36% per month.
Advantages
This loan model stands out for its ease of use and less bureaucracy; for example, it's possible to obtain it without proving income and even if you have a negative credit history.
Furthermore, the money is released quickly and you can do everything without leaving home, not even to sign the contract.
Everything is done online and digitally through the company's customer service channels. Index Promotora.
Another advantage is that the risk of forgetting to pay the installments is lower, because they are linked to your energy consumption.
Therefore, by scheduling payments for your electricity bill, you will consequently be paying your loan installments as well.
This is great, as it will prevent late payment interest.
How do I apply for a loan with direct debit from my energy bill at Index Promotora?
Those interested in applying for this loan can run a simulation on the Index website or by calling the following number:
- 0800 780 0855.
After submitting your simulation and receiving loan approval, simply send photos of the documents, read and sign the contract through the app, and finally, wait for the money to be deposited into your account.
It's simple. Quick and practical!
So, be sure to check it out!
A Index Promotora does not request any upfront payment for loan disbursement.
Contact: 0800 591 4204
Avenida Duque de Caxias, 882 – Zona 07, Maringa – PR, 87.020-025.
Research source: https://indexpromotora.com.br/
