Installments or cash: what is your option?
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The truth is that most people choose the first payment method, even for small purchases.
Installment payments were created with the aim of facilitating payment methods. However, in the end, they ended up becoming almost the main type of payment.
Whether it's a mistake or not, it's worth thinking about. I'm curious to know what you usually pay in installments. How big is your debt or how much you spend. But I know that you do this – pay in installments for everything you see.
Calm down, things are not quite like that. This can be quite harmful.
What is your payment?
Which of the forms of payment Which do you prefer? Installment payments want to help you. But you insist on abusing them. This love and hate can be harmful to your sanity.
So, here’s a warning for you to be careful and not turn this into self-sabotage. After all, the money isn’t yours. In fact, it’s money that you borrow from the person you “lend” it to “return” later.
So the money comes out of your pocket, one way or another. Not to mention the headache of not paying on time.
Do you want my tip?
Of course, since I'm very intelligent, it took me a while to learn how to save. In fact, I hit the wall a lot. And changing payment methods is a solution.
I'll show you your path. It's quick, you just have to want it.
If you are in debt and pay, you will be in debt again. Get out of the habit of owing. Start saving.
I actually use PagBank for this. But you can use the various institutions available on the market.
PagBank yields 100% more than traditional savings. It's a start.
Then, you can look for another form of investment, such as retirement or funds.
Fight more. When you have your base ready, live more.
After all, you deserve it! ;]
Financial Education in payment methods
You can even choose to pay using one of the payment methods that make it easier to pay, but you will have to pay interest.
So, if something unexpected happens, you'll be covered. The idea is that you plan your budget and avoid future problems.
First, put aside some money for your future. And with whatever is left over, you can pay your bills.
Finally, leisure. Set aside some time for this and try to do several things with that amount.
Manage life
The issue here is not so much saving money, but managing your financial life. If you are tired of debt, living without money and without freedom, this is the only way you will be able to choose your payment methods even more.
That's life. Having a little responsibility is good too.
*Research source: Own authorship
