Ibi Digital Loan – Pay in up to 24 installments
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The Ibi Digital Loan is made available by a company that has been operating in our country for over 15 years, in addition to 1 million customers.
This company is also one of the largest economic groups in Brazil.
And its main objective is to combine cutting-edge technology
with credit that is right for the consumer's profile.
This way, today you will be able to check all the information about the loan, its benefits, interest rates and how to apply.
Getting to know the Ibi Digital Loan
First, we will talk about the advantages in a more simplified way and then you will be able to understand some of the services:
- Values of up to R$ 30 thousand;
- Lowest rates on the market;
- Payment in up to 24 installments;
- First installment can be paid in up to 60 days;
- Hiring 100% online;
- Money in the account within 48 business hours.
Therefore, it is worth mentioning that the minimum installment value would be 3 and the maximum 24, as was possible to see above.
In other words, this would be a credit option that offers enormous speed, ease and security.
In fact, it is essential that you know that in order to offer the Ibi Digital Loan, the company carries out a credit analysis.
How interest rates work
Well, regarding interest rates, know that they start at 2.97% per month, however, Ibi Digital does not inform what the maximum value would be.
But, according to an example that the company offers, it is possible to understand more about the rates:
Suppose a customer requested a loan of R$$10 thousand to be paid in 18 installments. Thus, he opts for the 60-day grace period and the interest rates set by the company are 3.99%.
Therefore, the 18 installments are around $ 824.30 (PRICE table), including taxes (IOF) of R$241.28.
In other words, the Total Effective Cost (CET) would be 4.21% per month (65.23% per year).
In other words, Ibi Digital actually offers an adequate rate, in accordance with all the advantages that are made available.
How to apply
To apply for your Ibi Digital Loan, you must first access the company's website and complete the registration form.
Basically, registration is very simple, as the company only needs to know some of your data to offer a personalized proposal.
Then, you can simulate your credit for free, informing the term and the amount you need.
Once this is done, send your documents to prove the data provided in the registration and wait for the company's analysis.
And this analysis is very interesting because the company needs to be sure that the data and documents are in fact its own.
After that, formalize your Ibi Digital Loan contract and enjoy the money in two business days.
Conclusion
On the Ibi Digital website you can find all the information about the loan, but if you prefer, call and ask your question:
Contact ibi digital
- Large capitals – 3003-8734;
- Other locations (open Monday to Saturday, 8am to 10pm) – 0800 333 8734;
- Ombudsman (service from Monday to Friday, 10 am to 4 pm) – 0800 333 1474.
* Research Source: https://www.digio.com.br/emprestimo/
