Bxblue – Consigned card without consulting SPC and Serasa
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Bxblue does not operate in the digital environment as a financial institution and does not carry out any type of direct operation, such as offering loans or cards.
However, through this company, the customer is able to compare the best financial product options and define what would be best in their case.
In this sense, Banco BMG, Olé Consignado, Daycoval, Banrisul and Bradesco are some of its partners.
And as you continue reading, you will be able to understand more about the advantages of the payroll card without consulting the SPC and Serasa.
In fact, understand how it is possible to simulate and find the best option according to your profile.
Getting to know Bxblue and the card
As it is an alternative to a payroll deduction card, please note that it is aimed especially at INSS retirees and pensioners, as well as public servants.
Therefore, the monthly invoice amount would be deducted directly from the payroll and the amount is limited to the margin of 5%.
And an interesting point is that if the customer has spent an amount above the margin, this amount is added to the balance for the next month and the interest on the revolving credit is added.
But what are the benefits that Bxblue offers through its partners?
Well, understand them all below:
- Annual fee exemption;
- Limit of up to 27 times the consignable margin;
- Does not consult credit protection agencies;
- Possibility of cash withdrawals;
- Average term can reach up to 50 days;
- Bill payable in installments of up to 84 months.
Therefore, it is worth mentioning that the advantages above may vary depending on the bank you prefer when comparing through Bxblue.
What are the interest rates?
In general, interest rates are 2.70% for retirees and pensioners and 4.50% per month for federal employees.
However, always keep in mind that the value varies, especially because Bxblue offers you an environment to compare the best alternatives.
The type of agreement also influences the benefits and interest rates.
How to simulate
To compare card options through Bxblue, have your ID, CPF, proof of residence and proof of income on hand.
Therefore, click here and start the online simulation, informing the type of agreement and benefit value.
Click on “confirm available proposals” and indicate your wallet, regime, CPF, full name, date of birth, email and cell phone.
Then, the website will be able to indicate the best alternatives and to sign up, send the documents and wait for the analysis to receive the card at your home.
Conclusion
To conclude our content, know that comparing through the website is ideal.
It is believed that the rate for the payroll card is 200% lower when compared to traditional credit cards.
In other words, comparing and hiring from one of Bxblue's partners will be cheaper.
In fact, you can count on availability for those with negative credit, without consulting the Serasa So, it is indeed worth visiting the website and comparing.
Also find out what discounts are offered by the Hurb Card.
Bxblue Contact: 3003-4883
BL B – Block 202, room 25 – North Wing, Brasília – DF, 70832-525
*Research source: https://bxblue.com.br/
