[THE EVIL OF THE CENTURY] How to avoid Depression due to debt
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Not that it's very useful to me, but not just out of curiosity... Who has never suffered from depression because of debt?
Do you have any financial problems? Depression due to debt will be our topic.
I ask because I have already enjoyed that feeling.
I bet you've had it at some point. It's terrifying! It's dangerous, because not only can you develop diseases, but you'll also barely be able to sleep.
In fact, 39% of people in debt lose sleep when this happens. So, that's 61 million Brazilians, many of whom are losing their hair.
This data was collected by the online credit platform Creditas for Ibope Inteligência.
But what negative aspects do debts hinder?
- Decreases Productivity
- Impacts self-esteem
- You lose sleep
- You feel ashamed
Do you believe me if I say that? Northeasterners are the ones with the least debt? Well, the question now is what are you going to do to pay off and eliminate yours.
After all, that’s what matters – our financial health.
According to the CNC, around 651,000 families are in debt. But what about you? What do you intend to do to achieve financial freedom?
Right away, I'll show you some solutions:
- You can look for a new job
- Doing extra work to supplement your income
- Avoid producing less and increase your productivity
This way you can avoid depression due to debt, but apart from that, there is that part that almost no one likes – saving.
After all, how much do you owe?
The average debtor is R$3,000, with the highest percentage of defaults being in the communications sectors, such as telephone and internet.
But what about you? What else do you owe? The easiest loans on the market are for shopping, clothing and leisure. However, many people seek to finance their loans to pay off other debts.
How to Take Care of Your Finances to Avoid Debt-Due Depression
Depression is a serious thing. And, since you know that debts will make you distressed, avoid it.
Write down all expenses
Balance your spending and don't spend more than you should. To save money, apps are great tools to control what you earn.
Budget
Review what you are spending on and keep track of it. When you cut unnecessary expenses and even change your lifestyle, you can negotiate your debts.
Negotiation
When negotiating, prioritize debts with the highest interest rates. Always look for the best deals before buying.
Now you know how to avoid depression due to debt. It's easy, it's all up to you 😉
* Source of information website https://repositorio.uniceub.br/jspui/bitstream/123456789/3069/2/20074556.pdf
