Meu Tudo payroll loan: check out the details
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Meu Tudo payroll loan: read the text and find out the main details of this loan model and how to apply for yours!
Meu Tudo is a fintech that facilitates customers' access to payroll loans. It acts as a banking correspondent, an activity regulated by Bacen.
In today's text you will learn about My Everything payroll loan, so keep reading and see how it works.
Happy Reading!
How does the Meu Tudo payroll loan work?
This line of credit is exclusive to retirees, INSS pensioners and active or inactive federal public servants.
Unfortunately, it is not available for:
- State and municipal public servants;
- Welfare benefits such as LOAS/BPC;
- Benefits received by third parties;
- Disability retirees (32 or 92) under 60 years of age.
If you are not part of this audience, but are in urgent need of a loan, on our blog you will find great options, for example: Cetelem personal loan.
Continuing, in this type of credit, the installment amounts are discounted directly from the payroll/benefit.
This ends up providing greater security in the operation for the financial institution.
As a result, it is able to offer lower interest rates and better payment terms for the Meu Tudo payroll loan.
Furthermore, another difference with this line of credit is that there is no need to consult credit protection agencies.
Payment terms
With the My Everything payroll loan, you can request amounts above R$200.00, there is no pre-determined maximum amount.
However, the assignable margin is considered, in which case only 30% of your salary/benefit can be committed to assigned loan contracts.
The amounts acquired can be paid in up to 84 installments, meaning you will have 7 years to pay off the entire debt.
Regarding interest rates, they vary from 1.39% per month + CET which varies between 1.52% to 1.88% per month.
These are certainly competitive rates and are among the lowest for this credit model.
See below what you can hire the My Everything payroll loan.
What can I take out a loan for?
The funds can be used for a variety of things, such as health emergencies, paying off debts, starting a business, or renovating your home.
Even to make dreams come true, like buying a car, a house, financing studies or simply traveling!
You decide what you will do with the money, in fact, you don't need to account for it or provide any explanations.
How do I apply for the Meu Tudo payroll loan?
Those interested in taking out this loan model can do so at website or application.
The application is available for Android and IOS.
First, you will register with Meu Tudo, then connect your benefit so that the fintech can generate loan offers and payroll portability.
Then, depending on your existing loan margin, you can run a simulation at different rates and terms.
Once this is done, you need to send the selfie and documentation, and finally, your application will undergo credit analysis.
After approval and endorsement, the balance becomes available in the account registered on the Meu Tudo platform.
The Meu Tudo payroll loan is simple, 100% online and digital, safe and without bureaucracy.
Therefore, be sure to request it, if you need it.
Contact: 0800 700 8836
577, Coaçu, Eusebio/CE, ZIP Code: 61760-000,
Research source: https://meutudo.com.br/
