Portocred Public Payroll Loan: discover all the benefits and differences of this loan model!
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There are different loan options available on the market. Institutions do their best to create financial solutions that meet different profiles.
In today's article, we will learn about public payroll loan from Portocred.
So, be sure to keep reading. In this post you will:
- Get to know Portocred;
- Know the benefits of the loan;
- Frequently asked questions;
- How to apply.
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About Portocred
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Portocred was founded in 1996 in the city of Porto Alegre. However, its operations only began a year later, in 1997.
In 1999, she was elected the largest financial institution in Rio Grande do Sul, in fact, she held that position three consecutive times.
In 2009, it expanded its operations and began offering more credit services, for example, public payroll loan.
The company's expansion did not stop there; it currently offers several financial solutions to make life easier for Brazilians.
One of Portocred's most recent achievements took place in 2019, when it received the GPTW award for the third consecutive year, as one of the best companies to work for.
The institution believes that everyone deserves credit, which is why it seeks to transform it into something simple and personalized.
To achieve this, it is always innovating and surprising.
Information taken from the article: Portocred Personal Loan.
What are the benefits of the Portocred Public Loan?
This loan model is exclusive to public servants. The discount is made directly from the payroll, therefore, the payment conditions and rates are better.
Regarding the amounts, the server can take up to R$$70 thousand, to adjust their financial life or leverage a dream.
Therefore, this amount can be paid in up to 96 months, that is, enough time to get organized.
Certainly, the loan is ideal for those who need money urgently, because, after the entire procedure is completed, the money is deposited into the server's account in just a few minutes.
Another advantage of public payroll loan is that the customer has up to 60 days to pay the first installment.
It is worth noting that this loan option is available to active, retired and pensioned employees of the State and Judiciary of Rio Grande do Sul.
Frequently asked questions
Just like any other loan model, there are always some questions. Therefore, check out the most common questions about the public loan from Portocred.
What documents are required?
To apply for the loan, you must have your ID, CPF, proof of address and the last three pay slips on hand.
What is the percentage of the consignable margin?
The assignable margin for this option is 69% of the salary. Therefore, the client cannot take out a loan where the installment value exceeds this percentage.
Is the public payroll loan very bureaucratic?
No. As this is a loan for a public servant, the installment amounts will be deducted from the payroll or benefit.
Therefore, it is less bureaucratic and simple to do, because the risk of default is much lower.
How to apply for a public payroll loan from Portocred?
Those interested in requesting this loan option should contact Portocred by telephone: 0800 600 0777.
Finally, you can clarify further questions on the website portocred.com.br.
Contact: 0800 642 2345
Rua Piauí, 183, 4th floor, Suite 404, Santa Maria Goretti – Porto Alegre, RS. Postal Code 91030-320
Research source: https://www.portocred.com.br/
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