Next Loan: see the options
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Next Loan: there are three different models to make your life easier. Read the text and find out more about them!
Banco Next has a digital account complete and full of advantages for its users.
He is always innovating and creating solutions to make his clients' financial lives easier.
Among the many services offered by it, we find, for example, investments, gifts, cashback, account and card for minors and also loans.
In fact, it is precisely this service that we will talk about today.
So, keep reading this text and find out how the models work. Next loan.
Installment Credit
With this loan alternative, you can make your dream come true more easily and have more time to pay it off.
Have you ever imagined buying your dream apartment, renovating your house, traveling or investing in your business? With this line of Next credit you can!
When requesting Installment Credit, you can pay in up to 72 installments and only pay the first installment in up to 90 days.
Another advantage is that this option does not change your credit card limit, meaning it will be there for you to use whenever you need it.
The amount is approved according to your monthly income. If the credit analysis is approved, it is immediately deposited into your checking account.
Next Loan: Personal Loan
With this line of credit, you take the amount you need and the monthly installments are debited directly from your checking account, i.e., automatic debit.
The payment term is a little shorter than the previous option, just 48x, but it is enough time for you to pay off your debt with peace of mind.
In addition, the first installment can be paid in up to 90 days. Enough time for you to organize your finances to start paying the Next loan.
13th Salary Advance
If you receive your salary in a Next account, this is a great credit option.
By advancing your 13th salary, you have money available in a tight time and can advance up to 100% of the amount.
The only downside is that you will pay a single installment, in this case, when your 13th salary is released.
Therefore, you will not be able to make any more plans with this amount after making the advance payment.
This option is also subject to credit analysis.
How do I increase my chances?
To get a Next loan and go through the credit analysis doing pirouettes, always pay your bills on time, inside and outside Next.
In addition, move your money around a lot in the digital account app: make Pix, transfers, top-ups, pay bills, etc.
Finally, transfer your salary to Next, this will help the bank to better understand your financial situation and define the best loan proposal.
How to take out a Next loan
This service is only available to Banco Next customers, so if you are not one yet, open your account now.
Download the app or click “I want to be Next” and fill in the requested fields with your data.
Once this is done, move your account and you will soon have a Next loan.
To find out if you have already received a pre-approved amount, go to the Menu and click on “Credit”.
So, good luck!
Contact: 0800 722 6398
05136-170
Research source: https://next.me/
