Nubank Loan – find out how to apply for yours
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The Nubank loan is among the best and has the lowest interest rate in Brazil.
In fact, the startup is a digital bank that offers several financial solutions
such as a checking account, credit card with no annual fee and no fees.
Thus, the company recently launched a personal loan line that goes directly into the customer's current account, easily and without bureaucracy.
All procedures are done digitally in the app without leaving home.
Keep reading and find out everything you need to know to apply for your Nubank loan today.
How does Nubank loan work?
First of all, Nubank loans are only available to customers. However, if you don't have an account yet, the process is very easy. Just download the app on your phone and fill in the necessary information.
This way, the entire procedure will be managed via your cell phone. During the opening of the checking account, a credit analysis will be carried out and the Nubank loan limit will be available for you to apply for whenever you need it.
As there is already a maximum limit available for hiring, just do a simulation with the desired value and the number of installments for payment.
Another point to highlight is that the due date can be customized according to the client's needs and the first installment will only be charged 90 days after contracting.
Furthermore, the payment term can be up to 24 months.
What is the interest rate on the Nubank loan?
Then, the interest rate value of the Nubank loan will be calculated at the time of the simulation and it is personalized according to each customer's profile.
Therefore, they vary from customer to customer and according to the number of installments requested for personal credit.
Who can apply?
Initially, this feature is only available to those who already have a Nubank credit card and a checking account with the digital bank.
For customers whose credit analysis has been approved, this function will automatically appear in the app. So, to be able to request it, just simulate the amount you need.
A notification will also be sent by email and the Nubank checking account does not charge maintenance fees, bank transfers to other banks and the credit card has no annual fee.
How to apply for a Nubank loan?
As previously mentioned, to apply for a Nubank loan you need to have a credit card and a digital account. Therefore, the process is very simple: you only need to open a digital account and apply for a credit card.
Therefore, for this it is necessary to download the application and register. A credit analysis will be carried out immediately and all the bank's services and limits will be available according to each profile.
In short, Nubank loans are a quick and easy way to get money without leaving home during this pandemic. Learn more about loans here.
Nubank Contact: 4020-0185
05409-000
*Research source: https://nubank.com.br/emprestimo/
