Serasa eCred Loan – Property Guarantee
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With the Serasa eCred Loan you can use your financed property as collateral, depending of course on the partner institution you choose.
Furthermore, unlike credit secured by a car, you can sell your property even after applying for credit.
To do this, you just need to make it clear to the buyer that the value of the asset will be used to pay off their debts with the financial institution.
Therefore, if the buyer agrees, he pays off the debt and must wait for the sale of the asset to be cancelled.
Therefore, to find out more information about this credit alternative, continue reading:
Getting to know the Serasa eCred Loan
Through this credit, you will be able to check the lowest interest rates on the market, when placing a house, land, apartment or commercial property as collateral.
This way, you can transform up to 60% of the property value into money that will be released into your account in just a few days.
And through Serasa eCred, you can compare and check the best offers from financial institutions, including options with longer terms and values.
But how are all these advantages possible?
By offering your property as collateral, you guarantee that 60% of the credit value has already been “paid”.
With this, companies understand that the chances of default are lower and consequently they are able to offer you greater benefits.
Therefore, to understand all the advantages up close, as well as the partners that provide the Serasa eCred Loan, click here.
Interest rates
Through Serasa eCred, it is possible to simulate and compare alternative institutions and banks.
This means that each company charges interest and fees in a specific way.
For example, interest rates at BV Financeira (one of Serasa eCred's partners) start at 1.28% per month and can reach 16.51% per year.
And a rate that doesn't reach 2% per month is very good, but not all institutions charge the same amount.
For this reason, you need to do a simulation to find out the exact value of the interest rates.
How to simulate
To simulate the Serasa eCred Loan with property guarantee, access the company's website (link in the first topic) and start the simulation process.
Remember that to perform the simulation, you need to register on the website. Through this registration, the company can get to know your profile and offer suitable offers.
Then, compare the credit options and decide which one is most affordable for you.
Once you have decided, send all your documents to the financial institution you have chosen, as well as information about your property.
Therefore, you must wait for the physical and legal analysis of the company.
Finally, sign the paperwork, register the documents and receive the money in your account in just a few days.
And to check out a payroll loan option, check out our article where we talk about Inter Bank and its advantages for borrowing.
Contact the company Serasa Ecred:
Customer Service Center Serasa 0800 591 1222
WhatsApp Serasa (11) 9 99575-2096
187 – Paulista Plateau – Sao Paulo/SP
* Research Source: https://www.serasa.com.br/ecred/emprestimo-com-garantia-de-imovel/
