Sim Loan – Learn all about how it works
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Through the Sim loan you can get money to use as you wish in just a few minutes.
In short, the institution is a startup that belongs to Banco Santander.
And it acts in an innovative way, offering the best personal loan options with the lowest interest rate and without bureaucracy.
Initially, the organization works with 3 important modalities: personal loan with car collateral; personal loan with motorcycle collateral and personal loan without collateral.
So, if you are looking for a financial solution right now, take advantage of this opportunity. Keep reading and learn everything about how the Sim loan works and how to apply for yours right now!
How does the Sim loan work?
Sim offers completely digital personal loan contracting; the entire procedure is done through the website or app on your cell phone or tablet. In addition, credit approval is ready in seconds and the money is deposited directly into the customer's account.
As previously mentioned, the company offers 3 types of Sim loans: with a car guarantee, with a motorcycle guarantee and without a guarantee. See below for all the details on how it works:
1 – Sim Loan with car guarantee
Firstly, the Sim loan with car collateral provides easy credit of up to R$$50,000.00 or 85% of the value of the asset. The entire procedure is done online, including the inspection.
This personal credit is available to self-employed individuals who cannot prove their income and the interest rate is 1.79% am fixed, and the debt can be divided into up to 60 installments.
To sign up, the following documents are required: ID or driver's license; car documents, personal details and a photo of you and the car.
2 – Personal Loan with motorcycle guarantee
In the Sim loan with motorcycle collateral, the amount released can reach up to 60% of the value of the asset, allowing the debt to be paid off in up to 24 months.
This type of personal credit is also available to self-employed professionals who do not have proof of income.
On the other hand, the interest rate varies according to the amount requested and the number of installments, the minimum is 1.6% per month.
The documents required for the request are: motorcycle documents, ID or driver's license, personal data, photo of yourself and the motorcycle.
3- Credit Yes without guarantee
The unsecured credit limit will be made available according to your financial history, as well as the interest rates and the term for repayment of the debt.
The release of unsecured credit is quick and easy. Therefore, the following documents are required: ID or driver's license; your photo and personal information such as bank details and address.
How to apply
Finally, to request the money, simply go to the institution's website or download the application, available for Android and IOS.
Then, just provide your CPF number and a credit analysis will be carried out in just a few minutes, offering the best financial solutions for your profile.
*Research source: https://emprestimosim.com.br/
