Loans Directly on Your Electricity Bill
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Ideal for those seeking lower loan amounts and facing challenges with traditional bureaucracy, this modality is especially attractive for individuals with low or negative credit scores.
With the 100% online contracting and the possibility of having the loan amount available in a matter of hours, as in the case of Agibank, this type of credit represents a light for those who need money.
Agibank: Electricity Bill Loans with Fast Release and Low Rates
THE Agibank innovates by offering loans directly on the electricity bill, characterized by digital 100% contracting and the speed in releasing funds.
With interest rates starting at 4.99% per month, this modality stands out for being one of the most competitive on the market, especially serving those looking for financial solutions with lower costs and less bureaucracy.
Agibank's proposal is notable for the agility of the process, with the money being able to be released within 2 hours after the loan is approved. This speed is an important advantage for those who need financial resources urgently.
SuperSim: Affordable Loans with Amounts from R$ 250 to R$ 2500
THE SuperSim It is presented as a credit option on the electricity bill for those looking for more modest loan amounts, ranging from R$ 250 to R$ 2500.
This value range makes the service accessible to a wide range of consumers, especially those who need specific financial assistance for specific situations.
Additionally, the digital 100% contracting and competitive rates reinforce SuperSim’s commitment to ease of access and convenience. SuperSim’s value proposition meets the needs of customers seeking fast, hassle-free solutions, offering an agile approval process that aligns with the demand for efficiency and practicality in the personal credit market.
Index Promotora and Crefaz: Digital Access to Personal Credit
THE Promoter Index acts as a correspondent for Crefaz, offering a digital platform that facilitates consumers' access to the institution's financial services.
With rates of interest of 11.72% per month and a total effective cost at from 12,67% per month, Index Promotora and Crefaz present an option for those looking for personal credit alternatives.
To request it, you must go to the index website and fill out the form with some information. It can also be requested directly at Crefaz website
Do you accept negatives?
A loan on your electricity bill is a particularly interesting alternative for people with bad credit or a low credit score.
This type of credit offers a unique opportunity for those who traditionally face significant barriers in accessing loans due to credit restrictions.
+ Discover other loan options aimed at those with bad credit
In this way, the loan on the electricity bill works as an inclusive alternative, allowing people with negative credit to have access to financial resources that can be crucial in times of need.
Furthermore, by opting for this type of loan, the consumer may also be taking an important step towards financial rehabilitation, since fulfilling the obligations associated with the loan can contribute to improving their credit history.
