Loan from Banco do Brasil
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The loan from Banco do Brasil
It is an excellent opportunity to raise funds in this time of financial crisis.
Furthermore, the Institution offers several credit options to meet specific needs, such as: payroll loans, benefit credit, salary credit, 13th salary advance, among others.
Continue reading and find out everything about how Banco do Brasil loans work and how to apply for yours without bureaucracy.
4 types of loans from Banco do Brasil
- Payroll Loan
Anyone who is already a BB customer just needs to have the membership contract signed and the request can be made directly through the app and internet banking.
If you do not yet have a checking account with the institution and wish to take out a payroll loan, simply go to a branch.
2 – Credit Benefit
Next, the benefit credit is a loan line from Banco do Brasil aimed at INSS retirees and pensioners.
The installments are discounted directly from the payroll and can be divided into up to 76 installments.
However, in order to apply for the Benefit Credit, you must follow some rules:
1 – The client must be retired or a pensioner of the INSS;
2 – Have a current account and receive the benefit at Banco do Brasil;
3 – Have the membership contract signed.
3 – Loan from Banco do Brasil – Salary Credit
On the other hand, Salary Credit is exclusively for people who receive their salary at the Financial Institution.
The money is deposited into your account quickly and easily without needing to prove the reason for the loan. Furthermore, BB customers can pay in up to 96 installments.
It is important to highlight that in this type of credit, the payment of the first installment will only be for 180 days.
4 – Advance payment of the 13th salary
If you receive your salary from Banco do Brasil, you can advance up to 80% of your thirteenth salary. The amount is credited immediately and the payment of the Banco do Brasil loan is made in one go as soon as the employer makes the deposit or at the end of the contract term.
However, there are some criteria for the early payment of the 13th to be approved:
1 – Have an active checking account and receive your salary at the Institution;
2 – Have a current credit limit;
3 – Have the adhesion contract to the general clauses of the CDC already signed.
It is important to note that in this modality the amount of credit granted is limited to R$$20,000.00.
How to apply?
The first step to applying for credit is to open a checking account at the institution, which can be done via cell phone or at the nearest branch.
To join, existing customers simply need to access the mobile app, internet banking, ATMs or branch.
Contact Banco do Brasil: (11) 4003-3001
04801-000
*Research source: https://www.bb.com.br/pbb/pagina-inicial/voce/produtos-e-servicos/emprestimo/emprestimo-pessoal#/
